What factors affect my disability insurance premiums?

As promised yesterday, we will learn about the things that affect the eventual premiums that you pay for disability insurance. Here they are –

  1. How long you are going to be covered.
  2. How much you will get paid.
  3. The length of the waiting period (this is how long you get to wait from the time of disability to the time of the release of your benefits.
  4. Whether you prefer to have the option to get partial benefits or not.
  5. Whether you signed up for a waiver of premium (a rider that stops the premiums as when the disability occurs.

Tomorrow’s a Sunday. Let us also invest in our spirituality.

Happy Sabbath!


Stop dreaming of SAVING. Begin saving today for as low as P75 per day. Get a free quote here,. schedule a free financial training for your group or company or call the Peso-Pinching Pinay herself —

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